Our Mission
To make chit funds the most transparent and rewarding savings instrument for every Indian household — backed by technology, ethics and decades of expertise.
About Shriram Chits
Five decades of trust, transparency & growth.
India's largest chit funds entity and a pioneer in micro finance — empowering millions of subscribers across South India and Maharashtra since 1974.
50+
Years of Legacy
₹2,500Cr+
Annual Turnover
465+
Branches Pan-India
5,000+
Employees
₹8,000Cr+
Prize Money Disbursed
Since 1974
A household name in savings & borrowing
From a single branch in Chennai to a pan-India network, Shriram Chits has made disciplined savings accessible to every section of society.
Our Story
Built on transparency. Powered by trust.
Shriram Chits started its operations in 1974 with a single branch and has grown into a trusted household name for chits — a viable form of saving and borrowing for all sections of society.
We operate across Tamil Nadu, Andhra Pradesh, Karnataka and Maharashtra with a reputation for timely disbursement of funds and excellent customer service that differentiates us from other companies.
Using state-of-the-art computer systems, secure networks and a transparent accounting system, Shriram Chits has transformed this contemporary method of savings into an attractive, personalised alternative to the banking system.
Our Vision
To remain India's most trusted chit fund company — enabling financial inclusion, prosperity and dignity for millions of subscribers and their families.
What we stand for
Values that guide every transaction.
01
Transparency
Every auction, every transaction — recorded, audited and accessible to subscribers.
02
Trust
Five decades of timely disbursements have made us a household name across South India.
03
Customer First
From doorstep collection to personalised advisory — we put subscribers at the centre.
04
Innovation
State-of-the-art systems and secure digital platforms power every branch.
Our Journey
Milestones across five decades.
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1974
The beginning
Shriram Chits founded in Chennai with a single branch.
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1990s
Pan-South expansion
Operations expanded across Andhra Pradesh, Karnataka and Maharashtra.
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2000s
Technology-led transformation
Branches networked with state-of-the-art systems for transparent accounting.
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2024
50 years of trust
465+ branches, 5,000+ employees and over ₹8,000 Cr disbursed as prize money.
Ready to start your chit journey?
Join lakhs of subscribers who trust Shriram Chits to grow their savings — safely and transparently.